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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,219 | $160,028+82.6% | $147,080+98.7% | $145,884+100.3% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 9.72% | 98.60%-88.9pp | 420.17%-410.5pp | 551.85%-542.1pp |
| Employer contribution / active EE | $3,590 | $5,286-32.1% | $4,933-27.2% | $4,662-23.0% |
| Participant deferral / active EE | $14,613 | $8,422+73.5% | $8,066+81.2% | $6,690+118.4% |
| Admin fee / account holder | $9,131 | $15,030-39.2% | $12,989-29.7% | $13,392-31.8% |