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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,211 | $156,398+64.5% | $147,318+74.6% | $138,895+85.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.82% | 78.75%-61.9pp | 70.43%-53.6pp | 145.39%-128.6pp |
| Employer contribution / active EE | $10,727 | $4,853+121.0% | $4,593+133.6% | $4,194+155.8% |
| Participant deferral / active EE | $15,990 | $8,237+94.1% | $7,906+102.2% | $6,396+150.0% |
| Admin fee / account holder | $780 | $14,976-94.8% | $13,708-94.3% | $12,562-93.8% |