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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,048 | $88,778+37.5% | $81,844+49.1% | $145,884-16.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.21% | 1033.03%-1026.8pp | 778.87%-772.7pp | 551.85%-545.6pp |
| Employer contribution / active EE | $2,339 | $3,087-24.2% | $2,916-19.8% | $4,662-49.8% |
| Participant deferral / active EE | $2,400 | $4,648-48.4% | $4,323-44.5% | $6,690-64.1% |
| Admin fee / account holder | $648 | $8,430-92.3% | $7,355-91.2% | $13,392-95.2% |