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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,410 | $100,073-80.6% | $85,126-77.2% | $145,877-86.7% |
| Participation rate | 93.3% | 74.1%+19.2pp | 67.5%+25.8pp | 80.3%+13.0pp |
| Annual return | 13.90% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $2,670 | $3,236-17.5% | $2,731-2.2% | $4,663-42.7% |
| Participant deferral / active EE | $4,820 | $5,294-9.0% | $4,523+6.6% | $6,691-28.0% |
| Admin fee / account holder | $4,890 | $7,261-32.7% | $6,160-20.6% | $13,402-63.5% |