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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,163 | $185,312-88.0% | $161,489-86.3% | $154,746-85.7% |
| Participation rate | 78.6% | 82.5%-3.9pp | 78.7%-0.1pp | 80.7%-2.1pp |
| Annual return | 15.20% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $2,070 | $4,769-56.6% | $4,268-51.5% | $4,379-52.7% |
| Participant deferral / active EE | $3,678 | $6,350-42.1% | $5,630-34.7% | $6,730-45.4% |
| Admin fee / account holder | $1,341 | $18,654-92.8% | $16,006-91.6% | $14,365-90.7% |