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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,884 | $211,288+46.7% | $178,540+73.6% | $145,884+112.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 15.65% | 30.27%-14.6pp | 27.15%-11.5pp | 551.85%-536.2pp |
| Employer contribution / active EE | $24,117 | $4,574+427.3% | $3,953+510.1% | $4,662+417.3% |
| Participant deferral / active EE | $12,947 | $6,967+85.8% | $6,281+106.1% | $6,690+93.5% |
| Admin fee / account holder | $2,391 | $12,105-80.3% | $10,424-77.1% | $13,392-82.1% |