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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,907 | $156,398-76.4% | $147,318-74.9% | $138,895-73.4% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 18.58% | 78.75%-60.2pp | 70.43%-51.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,342 | $4,853-72.3% | $4,593-70.8% | $4,194-68.0% |
| Participant deferral / active EE | $5,489 | $8,237-33.4% | $7,906-30.6% | $6,396-14.2% |
| Admin fee / account holder | $4,549 | $14,976-69.6% | $13,708-66.8% | $12,562-63.8% |