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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,704 | $102,385-18.2% | $147,080-43.1% | $80,935+3.4% |
| Participation rate | 76.7% | 75.9%+0.9pp | 82.2%-5.4pp | 67.7%+9.1pp |
| Annual return | 15.12% | 135.09%-120.0pp | 420.17%-405.0pp | 35.66%-20.5pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,946 | $6,651+19.5% | $8,066-1.5% | $4,299+84.8% |
| Admin fee / account holder | $27,057 | $7,951+240.3% | $12,989+108.3% | $6,924+290.7% |