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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,704 | $102,429-18.3% | $147,096-43.1% | $80,925+3.4% |
| Participation rate | 76.7% | 75.9%+0.9pp | 82.2%-5.4pp | 67.7%+9.1pp |
| Annual return | 15.12% | 135.02%-119.9pp | 419.75%-404.6pp | 35.65%-20.5pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,946 | $6,649+19.5% | $8,071-1.6% | $4,299+84.8% |
| Admin fee / account holder | $27,057 | $7,957+240.0% | $13,005+108.0% | $6,940+289.9% |