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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,372 | $156,398-58.2% | $147,318-55.6% | $138,895-52.9% |
| Participation rate | 73.9% | 83.8%-9.8pp | 82.1%-8.2pp | 79.9%-6.0pp |
| Annual return | 30.98% | 78.75%-47.8pp | 70.43%-39.5pp | 145.39%-114.4pp |
| Employer contribution / active EE | $3,408 | $4,853-29.8% | $4,593-25.8% | $4,194-18.7% |
| Participant deferral / active EE | $7,809 | $8,237-5.2% | $7,906-1.2% | $6,396+22.1% |
| Admin fee / account holder | $4,995 | $14,976-66.6% | $13,708-63.6% | $12,562-60.2% |