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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,586 | $125,184-11.7% | $105,607+4.7% | $145,884-24.2% |
| Participation rate | 80.0% | 77.6%+2.4pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 19.99% | 225.00%-205.0pp | 116.11%-96.1pp | 551.85%-531.9pp |
| Employer contribution / active EE | $3,576 | $3,720-3.9% | $3,167+12.9% | $4,662-23.3% |
| Participant deferral / active EE | $6,900 | $5,714+20.8% | $5,011+37.7% | $6,690+3.1% |
| Admin fee / account holder | $1,570 | $17,133-90.8% | $10,958-85.7% | $13,392-88.3% |