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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,701 | $88,702-74.4% | $81,780-72.2% | $145,978-84.4% |
| Participation rate | 21.4% | 75.0%-53.6pp | 72.4%-50.9pp | 80.3%-58.9pp |
| Annual return | 12.61% | 1029.12%-1016.5pp | 776.27%-763.7pp | 550.52%-537.9pp |
| Employer contribution / active EE | $432 | $3,084-86.0% | $2,914-85.2% | $4,662-90.7% |
| Participant deferral / active EE | $1,032 | $4,645-77.8% | $4,321-76.1% | $6,690-84.6% |
| Admin fee / account holder | $5 | $8,414-99.9% | $7,384-99.9% | $13,400-100.0% |