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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,742 | $123,854-84.9% | $69,623-73.1% | $145,884-87.2% |
| Participation rate | 82.6% | 69.2%+13.4pp | 66.4%+16.2pp | 80.3%+2.3pp |
| Annual return | 12.19% | 192.35%-180.2pp | 101.23%-89.0pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,925 | $2,673-28.0% | $1,709+12.6% | $4,662-58.7% |
| Participant deferral / active EE | $3,911 | $4,242-7.8% | $2,890+35.3% | $6,690-41.5% |
| Admin fee / account holder | $510 | $7,822-93.5% | $4,696-89.1% | $13,392-96.2% |