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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,387 | $117,846-58.1% | $102,434-51.8% | $145,884-66.1% |
| Participation rate | 0.0% | 78.6%-78.6pp | 76.5%-76.5pp | 80.3%-80.3pp |
| Annual return | 11.14% | 31.90%-20.8pp | 29.46%-18.3pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,876 | $3,615-48.1% | $3,023-37.9% | $4,662-59.8% |
| Participant deferral / active EE | $8,821 | $5,733+53.9% | $5,055+74.5% | $6,690+31.9% |
| Admin fee / account holder | $10,847 | $13,356-18.8% | $9,462+14.6% | $13,392-19.0% |