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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,114 | $134,817-51.0% | $123,973-46.7% | $155,188-57.4% |
| Participation rate | 93.8% | 79.4%+14.4pp | 76.7%+17.1pp | 80.8%+12.9pp |
| Annual return | 17.34% | 515.49%-498.2pp | 388.13%-370.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $2,445 | $4,425-44.7% | $4,126-40.7% | $4,248-42.4% |
| Participant deferral / active EE | $8,449 | $5,706+48.1% | $5,247+61.0% | $6,531+29.4% |
| Admin fee / account holder | $2,392 | $13,245-81.9% | $11,799-79.7% | $14,480-83.5% |