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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,114 | $114,119-42.1% | $107,187-38.3% | $138,895-52.4% |
| Participation rate | 93.8% | 78.1%+15.7pp | 75.0%+18.7pp | 79.9%+13.8pp |
| Annual return | 17.34% | 273.21%-255.9pp | 204.55%-187.2pp | 145.39%-128.1pp |
| Employer contribution / active EE | $2,445 | $4,059-39.8% | $3,782-35.4% | $4,194-41.7% |
| Participant deferral / active EE | $8,449 | $5,538+52.6% | $5,096+65.8% | $6,396+32.1% |
| Admin fee / account holder | $2,392 | $10,024-76.1% | $9,162-73.9% | $12,562-81.0% |