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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,310 | $102,938-65.7% | $94,105-62.5% | $138,895-74.6% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 6.90% | 250.28%-243.4pp | 204.55%-197.7pp | 145.39%-138.5pp |
| Employer contribution / active EE | $11,490 | $2,732+320.6% | $2,504+358.8% | $4,194+173.9% |
| Participant deferral / active EE | $1,245 | $4,196-70.3% | $3,881-67.9% | $6,396-80.5% |
| Admin fee / account holder | $3,926 | $6,600-40.5% | $6,199-36.7% | $12,562-68.7% |