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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,645 | $110,039-76.7% | $97,260-73.6% | $145,884-82.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 1.12% | 244.44%-243.3pp | 75.54%-74.4pp | 551.85%-550.7pp |
| Employer contribution / active EE | $3,829 | $3,074+24.5% | $2,721+40.7% | $4,662-17.9% |
| Participant deferral / active EE | $305 | $4,674-93.5% | $4,262-92.8% | $6,690-95.4% |
| Admin fee / account holder | $588 | $6,204-90.5% | $5,640-89.6% | $13,392-95.6% |