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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,601 | $174,379-60.1% | $152,093-54.2% | $138,895-49.9% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 15.12% | 74.86%-59.7pp | 66.36%-51.2pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,307 | $4,652-50.4% | $4,175-44.7% | $4,194-45.0% |
| Participant deferral / active EE | $5,649 | $6,159-8.3% | $5,451+3.6% | $6,396-11.7% |
| Admin fee / account holder | $2,865 | $16,880-83.0% | $14,497-80.2% | $12,562-77.2% |