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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,331 | $183,516-88.4% | $155,534-86.3% | $145,884-85.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 14.74% | 61.43%-46.7pp | 64.92%-50.2pp | 551.85%-537.1pp |
| Employer contribution / active EE | $2,027 | $5,315-61.9% | $4,675-56.6% | $4,662-56.5% |
| Participant deferral / active EE | $4,092 | $6,467-36.7% | $5,630-27.3% | $6,690-38.8% |
| Admin fee / account holder | $2,029 | $19,293-89.5% | $15,900-87.2% | $13,392-84.8% |