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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,805 | $201,372-62.4% | $184,260-58.9% | $145,884-48.0% |
| Participation rate | 92.9% | 87.5%+5.4pp | 86.8%+6.0pp | 80.3%+12.6pp |
| Annual return | 25.11% | 29.04%-3.9pp | 28.84%-3.7pp | 551.85%-526.7pp |
| Employer contribution / active EE | $3,414 | $7,024-51.4% | $6,427-46.9% | $4,662-26.8% |
| Participant deferral / active EE | $8,109 | $9,808-17.3% | $9,133-11.2% | $6,690+21.2% |
| Admin fee / account holder | $1,331 | $16,362-91.9% | $13,898-90.4% | $13,392-90.1% |