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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,293 | $88,778-95.2% | $81,844-94.8% | $145,884-97.1% |
| Participation rate | 85.7% | 75.1%+10.6pp | 72.4%+13.3pp | 80.3%+5.4pp |
| Annual return | 0.00% | 1033.03%-1033.0pp | 778.87%-778.9pp | 551.85%-551.8pp |
| Employer contribution / active EE | $1,739 | $3,087-43.7% | $2,916-40.4% | $4,662-62.7% |
| Participant deferral / active EE | $2,305 | $4,648-50.4% | $4,323-46.7% | $6,690-65.5% |
| Admin fee / account holder | $556 | $8,430-93.4% | $7,355-92.4% | $13,392-95.8% |