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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,842 | $155,555-77.0% | $146,866-75.6% | $155,188-76.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 14.36% | 115.41%-101.1pp | 102.85%-88.5pp | 148.84%-134.5pp |
| Employer contribution / active EE | $1,204 | $4,647-74.1% | $4,425-72.8% | $4,248-71.7% |
| Participant deferral / active EE | $6,812 | $8,044-15.3% | $7,759-12.2% | $6,531+4.3% |
| Admin fee / account holder | $7,030 | $14,755-52.4% | $13,620-48.4% | $14,480-51.4% |