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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,894 | $156,398+215.2% | $147,318+234.6% | $138,895+254.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.29% | 78.75%-60.5pp | 70.43%-52.1pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,628 | $4,853-45.8% | $4,593-42.8% | $4,194-37.3% |
| Participant deferral / active EE | $8,031 | $8,237-2.5% | $7,906+1.6% | $6,396+25.6% |
| Admin fee / account holder | $9,363 | $14,976-37.5% | $13,708-31.7% | $12,562-25.5% |