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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,296 | $63,809-58.8% | $81,353-67.7% | $80,935-67.5% |
| Participation rate | 3.1% | 63.9%-60.8pp | 69.5%-66.4pp | 67.7%-64.5pp |
| Annual return | 13.71% | 16.37%-2.7pp | 24.82%-11.1pp | 35.66%-21.9pp |
| Employer contribution / active EE | $0 | $1,981-100.0% | $2,464-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $0 | $3,093-100.0% | $3,885-100.0% | $4,299-100.0% |
| Admin fee / account holder | $115 | $5,686-98.0% | $5,766-98.0% | $6,924-98.3% |