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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,296 | $64,462-59.2% | $81,482-67.7% | $80,911-67.5% |
| Participation rate | 3.1% | 63.9%-60.8pp | 69.5%-66.4pp | 67.6%-64.5pp |
| Annual return | 13.71% | 16.35%-2.6pp | 24.79%-11.1pp | 35.63%-21.9pp |
| Employer contribution / active EE | $0 | $1,979-100.0% | $2,463-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $0 | $3,094-100.0% | $3,885-100.0% | $4,297-100.0% |
| Admin fee / account holder | $115 | $5,678-98.0% | $5,761-98.0% | $6,935-98.3% |