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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,117 | $108,911+34.2% | $100,392+45.5% | $145,884+0.2% |
| Participation rate | 70.8% | 83.0%-12.1pp | 81.5%-10.7pp | 80.3%-9.5pp |
| Annual return | 14.81% | 58.23%-43.4pp | 49.45%-34.6pp | 551.85%-537.0pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $10,230 | $8,459+20.9% | $8,090+26.5% | $6,690+52.9% |
| Admin fee / account holder | $4,033 | $9,698-58.4% | $7,904-49.0% | $13,392-69.9% |