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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,132 | $110,093+13.7% | $97,295+28.6% | $145,897-14.2% |
| Participation rate | 14.3% | 75.9%-61.6pp | 72.7%-58.4pp | 80.3%-66.0pp |
| Annual return | 25.62% | 244.76%-219.1pp | 75.62%-50.0pp | 552.29%-526.7pp |
| Employer contribution / active EE | $129 | $3,077-95.8% | $2,723-95.3% | $4,663-97.2% |
| Participant deferral / active EE | $2,143 | $4,678-54.2% | $4,264-49.7% | $6,689-68.0% |
| Admin fee / account holder | $0 | $6,212-100.0% | $5,646-100.0% | $13,390-100.0% |