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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,127 | $155,555-67.1% | $146,866-65.2% | $155,188-67.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 15.71% | 115.41%-99.7pp | 102.85%-87.1pp | 148.84%-133.1pp |
| Employer contribution / active EE | $2,028 | $4,647-56.4% | $4,425-54.2% | $4,248-52.3% |
| Participant deferral / active EE | $5,127 | $8,044-36.3% | $7,759-33.9% | $6,531-21.5% |
| Admin fee / account holder | $392 | $14,755-97.3% | $13,620-97.1% | $14,480-97.3% |