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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,075 | $76,834+18.5% | $108,359-16.0% | $87,485+4.1% |
| Participation rate | 61.5% | 61.7%-0.2pp | 70.1%-8.6pp | 68.9%-7.4pp |
| Annual return | 17.50% | 19.09%-1.6pp | 36.89%-19.4pp | 26.06%-8.6pp |
| Employer contribution / active EE | $1,866 | $1,556+19.9% | $2,399-22.2% | $2,596-28.1% |
| Participant deferral / active EE | $4,633 | $3,100+49.4% | $4,137+12.0% | $4,274+8.4% |
| Admin fee / account holder | $13,909 | $6,537+112.8% | $9,741+42.8% | $7,775+78.9% |