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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,086 | $111,830-38.2% | $93,696-26.3% | $145,884-52.6% |
| Participation rate | 62.5% | 74.2%-11.7pp | 68.7%-6.2pp | 80.3%-17.8pp |
| Annual return | 14.06% | 204.08%-190.0pp | 133.74%-119.7pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,392 | $3,093-22.7% | $2,422-1.2% | $4,662-48.7% |
| Participant deferral / active EE | $5,652 | $4,920+14.9% | $4,417+28.0% | $6,690-15.5% |
| Admin fee / account holder | $892 | $10,249-91.3% | $8,287-89.2% | $13,392-93.3% |