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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,008,778 | $181,062+457.1% | $158,223+537.6% | $155,188+550.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 9.39% | 57.39%-48.0pp | 52.09%-42.7pp | 148.84%-139.4pp |
| Employer contribution / active EE | $8,625 | $4,565+89.0% | $4,109+109.9% | $4,248+103.0% |
| Participant deferral / active EE | $21,461 | $6,134+249.8% | $5,467+292.6% | $6,531+228.6% |
| Admin fee / account holder | $45 | $18,825-99.8% | $16,047-99.7% | $14,480-99.7% |