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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,502 | $166,089+17.7% | $164,928+18.5% | $145,978+33.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.60% | 100.26%-80.7pp | 70.08%-50.5pp | 550.52%-530.9pp |
| Employer contribution / active EE | $4,847 | $5,276-8.1% | $4,343+11.6% | $4,662+4.0% |
| Participant deferral / active EE | $18,138 | $6,961+160.5% | $6,034+200.6% | $6,690+171.1% |
| Admin fee / account holder | $4,158 | $16,641-75.0% | $12,684-67.2% | $13,400-69.0% |