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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,809 | $82,133-18.7% | $147,318-54.6% | $64,097+4.2% |
| Participation rate | 89.0% | 62.3%+26.7pp | 82.1%+6.9pp | 55.2%+33.8pp |
| Annual return | 14.70% | 78.78%-64.1pp | 70.43%-55.7pp | 34.64%-19.9pp |
| Employer contribution / active EE | $3,670 | $2,872+27.8% | $4,593-20.1% | $1,891+94.0% |
| Participant deferral / active EE | $8,666 | $5,407+60.3% | $7,906+9.6% | $3,080+181.4% |
| Admin fee / account holder | $12,260 | $3,730+228.7% | $13,708-10.6% | $3,454+254.9% |