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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,647 | $102,385-12.4% | $147,080-39.0% | $80,935+10.8% |
| Participation rate | 85.9% | 75.9%+10.1pp | 82.2%+3.8pp | 67.7%+18.3pp |
| Annual return | 11.81% | 135.09%-123.3pp | 420.17%-408.4pp | 35.66%-23.9pp |
| Employer contribution / active EE | $4,576 | $3,717+23.1% | $4,933-7.2% | $2,757+66.0% |
| Participant deferral / active EE | $10,715 | $6,651+61.1% | $8,066+32.8% | $4,299+149.2% |
| Admin fee / account holder | $11,501 | $7,951+44.6% | $12,989-11.5% | $6,924+66.1% |