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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,317 | $57,119-36.4% | $85,187-57.4% | $80,935-55.1% |
| Participation rate | 64.0% | 56.4%+7.6pp | 67.5%-3.5pp | 67.7%-3.7pp |
| Annual return | 29.82% | 21.70%+8.1pp | 66.67%-36.8pp | 35.66%-5.8pp |
| Employer contribution / active EE | $2,712 | $1,802+50.6% | $2,732-0.7% | $2,757-1.6% |
| Participant deferral / active EE | $6,035 | $3,115+93.7% | $4,525+33.4% | $4,299+40.4% |
| Admin fee / account holder | $2,243 | $4,990-55.0% | $6,162-63.6% | $6,924-67.6% |