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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $31,284 |
Service code 49 4114 LEGATO RD STE 300 · FIARFAX, VA 22033 | Other Services | $19,168 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,668 | $106,247-12.8% | $147,096-37.0% | $77,714+19.2% |
| Participation rate | 75.9% | 78.4%-2.5pp | 82.2%-6.3pp | 70.6%+5.3pp |
| Annual return | 18.57% | 56.87%-38.3pp | 419.75%-401.2pp | 31.26%-12.7pp |
| Employer contribution / active EE | $3,900 | $4,069-4.2% | $4,936-21.0% | $2,727+43.0% |
| Participant deferral / active EE | $10,297 | $7,996+28.8% | $8,071+27.6% | $4,649+121.5% |
| Admin fee / account holder | $74 | $338-78.1% | $13,005-99.4% | $433-82.9% |