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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $31,284 |
Service code 49 4114 LEGATO RD STE 300 · FIARFAX, VA 22033 | Other Services | $19,168 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,668 | $106,264-12.8% | $147,117-37.0% | $77,762+19.2% |
| Participation rate | 75.9% | 78.4%-2.5pp | 82.2%-6.3pp | 70.6%+5.3pp |
| Annual return | 18.57% | 56.94%-38.4pp | 420.54%-402.0pp | 31.27%-12.7pp |
| Employer contribution / active EE | $3,900 | $4,074-4.3% | $4,932-20.9% | $2,728+43.0% |
| Participant deferral / active EE | $10,297 | $8,003+28.7% | $8,065+27.7% | $4,651+121.4% |
| Admin fee / account holder | $74 | $334-77.9% | $12,993-99.4% | $433-82.9% |