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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,100 | $117,829-43.1% | $102,423-34.5% | $145,877-54.0% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 14.67% | 31.83%-17.2pp | 29.42%-14.8pp | 551.28%-536.6pp |
| Employer contribution / active EE | $9,611 | $3,615+165.9% | $3,023+217.9% | $4,663+106.1% |
| Participant deferral / active EE | $8,704 | $5,732+51.8% | $5,054+72.2% | $6,691+30.1% |
| Admin fee / account holder | $3,263 | $13,335-75.5% | $9,455-65.5% | $13,402-75.7% |