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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,308 | $159,934-71.7% | $147,005-69.2% | $145,959-69.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 46.28% | 98.24%-52.0pp | 418.76%-372.5pp | 561.95%-515.7pp |
| Employer contribution / active EE | $1,490 | $5,287-71.8% | $4,934-69.8% | $4,661-68.0% |
| Participant deferral / active EE | $4,937 | $8,427-41.4% | $8,070-38.8% | $6,689-26.2% |
| Admin fee / account holder | $4,343 | $15,053-71.2% | $13,006-66.6% | $13,398-67.6% |