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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,430 | $125,190+171.1% | $105,624+221.4% | $145,897+132.6% |
| Participation rate | 85.7% | 77.6%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 65.99% | 225.22%-159.2pp | 116.20%-50.2pp | 552.29%-486.3pp |
| Employer contribution / active EE | $4,123 | $3,720+10.8% | $3,168+30.2% | $4,663-11.6% |
| Participant deferral / active EE | $7,636 | $5,716+33.6% | $5,013+52.3% | $6,689+14.2% |
| Admin fee / account holder | $1,630 | $17,138-90.5% | $10,961-85.1% | $13,390-87.8% |