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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,681 | $86,940+6.6% | $102,434-9.5% | $80,935+14.5% |
| Participation rate | 78.8% | 72.4%+6.4pp | 76.5%+2.3pp | 67.7%+11.1pp |
| Annual return | 12.86% | 18.89%-6.0pp | 29.46%-16.6pp | 35.66%-22.8pp |
| Employer contribution / active EE | $4,279 | $2,370+80.6% | $3,023+41.5% | $2,757+55.2% |
| Participant deferral / active EE | $6,439 | $4,121+56.3% | $5,055+27.4% | $4,299+49.8% |
| Admin fee / account holder | $2,148 | $8,047-73.3% | $9,462-77.3% | $6,924-69.0% |