Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,373 | $67,894-86.2% | $89,340-89.5% | $82,448-88.6% |
| Participation rate | 19.0% | 64.0%-45.0pp | 69.6%-50.5pp | 68.1%-49.0pp |
| Annual return | 11.55% | 19.21%-7.7pp | 20.57%-9.0pp | 41.64%-30.1pp |
| Employer contribution / active EE | $0 | $1,828-100.0% | $2,231-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $324 | $3,072-89.4% | $3,823-91.5% | $4,139-92.2% |
| Admin fee / account holder | $1,173 | $5,723-79.5% | $6,704-82.5% | $7,234-83.8% |