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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $31,831 |
SAGEPOINT FINANCIAL INC1+ years Filed as: FSC SECURITIES CORPORATION Service code 27 · EIN 58-1288674 | Advisory (Plan) | $12,117 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,011 | $47,078-49.0% | $100,671-76.1% | $55,191-56.5% |
| Participation rate | 50.7% | 58.0%-7.3pp | 70.7%-20.0pp | 69.2%-18.5pp |
| Annual return | -1.76% | 0.65%-2.4pp | 20.43%-22.2pp | 10.78%-12.5pp |
| Employer contribution / active EE | $906 | $1,065-15.0% | $4,012-77.4% | $1,899-52.3% |
| Participant deferral / active EE | $1,543 | $2,038-24.3% | $3,144-50.9% | $3,046-49.3% |
| Admin fee / account holder | $205 | $153+34.0% | $4,850-95.8% | $91+126.2% |