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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,086 | $100,203-31.1% | $85,240-19.0% | $145,897-52.6% |
| Participation rate | 42.1% | 74.1%-32.0pp | 67.5%-25.4pp | 80.3%-38.2pp |
| Annual return | 11.44% | 84.28%-72.8pp | 66.75%-55.3pp | 552.29%-540.9pp |
| Employer contribution / active EE | $1,535 | $3,242-52.7% | $2,735-43.9% | $4,663-67.1% |
| Participant deferral / active EE | $5,009 | $5,299-5.5% | $4,527+10.6% | $6,689-25.1% |
| Admin fee / account holder | $9,177 | $7,265+26.3% | $6,165+48.9% | $13,390-31.5% |