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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,683 | $63,703+4.7% | $93,063-28.3% | $82,448-19.1% |
| Participation rate | 100.0% | 63.8%+36.2pp | 72.1%+27.9pp | 68.1%+31.9pp |
| Annual return | 18.15% | -775.43%+793.6pp | 34.15%-16.0pp | 41.64%-23.5pp |
| Employer contribution / active EE | $2,875 | $1,729+66.3% | $2,476+16.1% | $2,551+12.7% |
| Participant deferral / active EE | $7,164 | $2,919+145.4% | $3,958+81.0% | $4,139+73.1% |
| Admin fee / account holder | $466 | $5,982-92.2% | $6,033-92.3% | $7,234-93.6% |