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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,771 | $64,920+41.4% | $103,693-11.5% | $86,983+5.5% |
| Participation rate | 65.5% | 63.6%+1.9pp | 72.6%-7.1pp | 69.5%-4.0pp |
| Annual return | 19.06% | 30.29%-11.2pp | 47.61%-28.5pp | 25.83%-6.8pp |
| Employer contribution / active EE | $2,163 | $2,141+1.0% | $2,920-25.9% | $2,584-16.3% |
| Participant deferral / active EE | $3,406 | $3,241+5.1% | $4,579-25.6% | $4,194-18.8% |
| Admin fee / account holder | $8,168 | $6,191+31.9% | $7,858+3.9% | $7,856+4.0% |