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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,387 | $183,539-0.6% | $155,556+17.2% | $145,897+25.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.78% | 61.31%-51.5pp | 64.84%-55.1pp | 552.29%-542.5pp |
| Employer contribution / active EE | $16,973 | $5,315+219.3% | $4,675+263.0% | $4,663+264.0% |
| Participant deferral / active EE | $14,367 | $6,467+122.2% | $5,631+155.2% | $6,689+114.8% |
| Admin fee / account holder | $4,135 | $19,275-78.5% | $15,885-74.0% | $13,390-69.1% |