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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,249 | $117,895-70.9% | $102,460-66.6% | $145,897-76.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.61% | 31.92%-25.3pp | 29.47%-22.9pp | 552.29%-545.7pp |
| Employer contribution / active EE | $97 | $3,619-97.3% | $3,025-96.8% | $4,663-97.9% |
| Participant deferral / active EE | $7,735 | $5,736+34.8% | $5,056+53.0% | $6,689+15.6% |
| Admin fee / account holder | $1,127 | $13,353-91.6% | $9,460-88.1% | $13,390-91.6% |