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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,393 | $102,385-62.5% | $147,080-73.9% | $80,935-52.6% |
| Participation rate | 88.6% | 75.9%+12.7pp | 82.2%+6.4pp | 67.7%+20.9pp |
| Annual return | 15.76% | 135.09%-119.3pp | 420.17%-404.4pp | 35.66%-19.9pp |
| Employer contribution / active EE | $3,041 | $3,717-18.2% | $4,933-38.4% | $2,757+10.3% |
| Participant deferral / active EE | $7,039 | $6,651+5.8% | $8,066-12.7% | $4,299+63.7% |
| Admin fee / account holder | $6,059 | $7,951-23.8% | $12,989-53.4% | $6,924-12.5% |