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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,758 | $154,228-30.8% | $145,433-26.6% | $137,256-22.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.66% | 74.59%-56.9pp | 66.58%-48.9pp | 220.34%-202.7pp |
| Employer contribution / active EE | $5,402 | $4,804+12.4% | $4,554+18.6% | $4,156+30.0% |
| Participant deferral / active EE | $5,710 | $8,216-30.5% | $7,897-27.7% | $6,407-10.9% |
| Admin fee / account holder | $670 | $14,344-95.3% | $13,129-94.9% | $12,270-94.5% |