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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,186 | $178,174-46.6% | $156,181-39.1% | $137,256-30.7% |
| Participation rate | 42.9% | 82.0%-39.2pp | 78.8%-36.0pp | 80.0%-37.1pp |
| Annual return | 18.11% | 84.19%-66.1pp | 64.87%-46.8pp | 220.34%-202.2pp |
| Employer contribution / active EE | $2,112 | $4,972-57.5% | $4,294-50.8% | $4,156-49.2% |
| Participant deferral / active EE | $3,328 | $6,888-51.7% | $6,132-45.7% | $6,407-48.1% |
| Admin fee / account holder | $0 | $17,404-100.0% | $14,586-100.0% | $12,270-100.0% |