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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,531 | $110,379-86.8% | $102,412-85.8% | $145,884-90.0% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | -4.38% | 24.84%-29.2pp | 24.94%-29.3pp | 551.85%-556.2pp |
| Employer contribution / active EE | $968 | $4,216-77.0% | $3,870-75.0% | $4,662-79.2% |
| Participant deferral / active EE | $1,820 | $5,622-67.6% | $5,060-64.0% | $6,690-72.8% |
| Admin fee / account holder | $2,099 | $9,745-78.5% | $8,388-75.0% | $13,392-84.3% |