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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,845 | $181,062+82.2% | $158,223+108.5% | $155,188+112.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 8.46% | 57.39%-48.9pp | 52.09%-43.6pp | 148.84%-140.4pp |
| Employer contribution / active EE | $4,487 | $4,565-1.7% | $4,109+9.2% | $4,248+5.6% |
| Participant deferral / active EE | $11,017 | $6,134+79.6% | $5,467+101.5% | $6,531+68.7% |
| Admin fee / account holder | $27,662 | $18,825+46.9% | $16,047+72.4% | $14,480+91.0% |