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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,969 | $174,379-24.9% | $152,093-13.9% | $138,895-5.7% |
| Participation rate | 33.3% | 81.6%-48.3pp | 77.8%-44.4pp | 79.9%-46.6pp |
| Annual return | 16.28% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,122 | $4,652-75.9% | $4,175-73.1% | $4,194-73.2% |
| Participant deferral / active EE | $2,728 | $6,159-55.7% | $5,451-49.9% | $6,396-57.3% |
| Admin fee / account holder | $1,912 | $16,880-88.7% | $14,497-86.8% | $12,562-84.8% |