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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,576 | $166,268-8.8% | $165,100-8.2% | $145,897+3.9% |
| Participation rate | 85.0% | 82.0%+3.0pp | 78.6%+6.4pp | 80.3%+4.7pp |
| Annual return | 11.62% | 100.52%-88.9pp | 70.21%-58.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,943 | $5,284-44.3% | $4,348-32.3% | $4,663-36.9% |
| Participant deferral / active EE | $5,824 | $6,964-16.4% | $6,035-3.5% | $6,689-12.9% |
| Admin fee / account holder | $21,404 | $16,659+28.5% | $12,696+68.6% | $13,390+59.8% |