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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,919 | $178,174-2.9% | $156,181+10.7% | $137,256+26.0% |
| Participation rate | 79.2% | 82.0%-2.9pp | 78.8%+0.3pp | 80.0%-0.8pp |
| Annual return | 16.35% | 84.19%-67.8pp | 64.87%-48.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $2,534 | $4,972-49.0% | $4,294-41.0% | $4,156-39.0% |
| Participant deferral / active EE | $5,362 | $6,888-22.2% | $6,132-12.6% | $6,407-16.3% |
| Admin fee / account holder | $4,025 | $17,404-76.9% | $14,586-72.4% | $12,270-67.2% |