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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,576 | $99,053-80.2% | $88,179-77.8% | $138,895-85.9% |
| Participation rate | 84.6% | 74.2%+10.4pp | 69.1%+15.5pp | 79.9%+4.7pp |
| Annual return | 17.64% | 78.17%-60.5pp | 64.97%-47.3pp | 145.39%-127.8pp |
| Employer contribution / active EE | $2,160 | $2,882-25.0% | $2,549-15.3% | $4,194-48.5% |
| Participant deferral / active EE | $7,560 | $5,225+44.7% | $4,614+63.9% | $6,396+18.2% |
| Admin fee / account holder | $1,360 | $8,748-84.5% | $7,673-82.3% | $12,562-89.2% |