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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,619 | $100,004-89.4% | $81,438-87.0% | $145,959-92.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 11.20% | 34.34%-23.1pp | 24.74%-13.5pp | 561.95%-550.8pp |
| Employer contribution / active EE | $98 | $2,970-96.7% | $2,460-96.0% | $4,661-97.9% |
| Participant deferral / active EE | $1,440 | $4,603-68.7% | $3,883-62.9% | $6,689-78.5% |
| Admin fee / account holder | $2,349 | $8,202-71.4% | $5,764-59.2% | $13,398-82.5% |