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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,619 | $100,147-89.4% | $81,286-86.9% | $145,877-92.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 11.20% | 34.44%-23.2pp | 24.80%-13.6pp | 551.28%-540.1pp |
| Employer contribution / active EE | $98 | $2,977-96.7% | $2,463-96.0% | $4,663-97.9% |
| Participant deferral / active EE | $1,440 | $4,607-68.7% | $3,883-62.9% | $6,691-78.5% |
| Admin fee / account holder | $2,349 | $8,201-71.4% | $5,764-59.2% | $13,402-82.5% |